Tom Carreras started in the Insurance business in Jan 1968 with Life of Georgia in Fort Lauderdale, FL. He was promoted to Staff Manager and eventually District Manager of the Miami, FL District.

In 1980 he helped start a Life Department in a Property & Casualty Company in Pompano Beach, FL.

In 1986 he opened up Broward, Dade County and the West Coast of Florida for Time Insurance Co.

In 2001 he started Carreras Financial Services a Marketing Company of Life and Annuity Products to Independent Agents in South Florida, which he still operates today.

Tom holds a series 6,7,24 & 65 Securities Registration as well as his Life and Health license.

Tom currently holds the CLU and ChFC designations.

Tom’s main focus today is to support the Independent Agents that work with him as well as helping his personal clients with their investment needs.

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