Tom Carreras started in the Insurance business in Jan 1968 with Life of Georgia in Fort Lauderdale, FL. He was promoted to Staff Manager and eventually District Manager of the Miami, FL District.

In 1980 he helped start a Life Department in a Property & Casualty Company in Pompano Beach, FL. 

In 1986 he opened up Broward, Dade County and the West Coast of Florida for Time Insurance Co.

In 2001 he started Carreras Financial Services a Marketing Company of Life and Annuity Products to Independent Agents in South Florida, which he still operates today.

Tom holds a series 6,7,24 & 65 Securities FINRA registrations as well as his Life and Health.

Tom is a CLU and ChFC. 

Tom’s main focus today is to support the Independent Agents that work with him as well as helping his personal clients with their Investment needs.

Advisory products and services offered by Investment Adviser Representatives through Prime Capital Investment Advisors, LLC (PCIA) or 20/20 Capital Management, Inc (20/20 CMI), affiliated federally registered investment advisers. PCIA and 20/20 CMI are under common control. PCIA: 6201 College Blvd., Suite #150, Overland Park, KS 66211. 20/20 CMI: 940 South Coast Dr, Suite 110, Costa Mesa, CA 92626. Securities offered by Registered Representatives through Private Client Services, Member FINRA/SIPC.

Locations Served

West Palm Beach, FL

119 Lake Susan Drive
West Palm Beach, FL 33411

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