Blog Post Financial Planning Wealth Management

How Private Equity Works

When investment options that are most accessible to the investing public seem volatile or uncertain, investors may look to other options that are independent and uncorrelated to the stock and bond markets. Private equity provides an opportunity to gain exposure to alternative investments that are not available on public financial markets. Because the performance of an alternative investment in something like private equity is not linked to market performance, adding diversity to your portfolio via an alternative investment strategy is something you may want to think about.

Blog Post Financial Planning Wealth Management

House Hunting? Here’s What You Could Do With Your Down Payment

The typical down payment on a home ranges between 5% and 20% of the home’s purchase price, which doesn’t include extra closing costs after the sale. Those who have saved thousands of dollars for a down payment now face an interesting dilemma regarding what to do with that cash until their dream home becomes available. This question is more complex today than it has been historically due to low interest rates on savings accounts, coupled with increasing pressure from inflation. However, many are also wary of investing their money in something that could potentially provide a negative return.

Here are three things to consider as you decide what to do with your down payment while you wait.