Life is unpredictable. Financial stability can be the light that guides us through turbulent times. But where do we begin? In this post, Ashlea Jones highlights why an emergency fund is a necessity and how to begin building one for yourself.
What Is ESG Investing?
Investment choices made based on environmental, social and governance factors are becoming exponentially popular. The growing interest from retail investors and institutions is becoming too big to ignore. So, what is it, and how will it affect the future investing landscape?
How Private Equity Works
When investment options that are most accessible to the investing public seem volatile or uncertain, investors may look to other options that are independent and uncorrelated to the stock and bond markets. Private equity provides an opportunity to gain exposure to alternative investments that are not available on public financial markets. Because the performance of an alternative investment in something like private equity is not linked to market performance, adding diversity to your portfolio via an alternative investment strategy is something you may want to think about.
House Hunting? Here’s What You Could Do With Your Down Payment
The typical down payment on a home ranges between 5% and 20% of the home’s purchase price, which doesn’t include extra closing costs after the sale. Those who have saved thousands of dollars for a down payment now face an interesting dilemma regarding what to do with that cash until their dream home becomes available. This question is more complex today than it has been historically due to low interest rates on savings accounts, coupled with increasing pressure from inflation. However, many are also wary of investing their money in something that could potentially provide a negative return.
Here are three things to consider as you decide what to do with your down payment while you wait.